Deposits & interest / Free tool

FD calculator

Estimate a cumulative fixed deposit with quarterly compounding.

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Your estimate
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Illustrative estimate. See calculation assumptions below.

How this calculation works

Maturity = P × (1 + annual rate ÷ 4)^ (4 × years), with the rate expressed as a decimal.

Assumptions & limitations

Quarterly compounding, constant rate, cumulative deposit, and no withdrawals. Before tax; no premature closure charges. Bank day-count conventions may differ.

Change the inputs to compare scenarios. A calculated illustration does not confirm a bank offer, investment return, insurance benefit or eligibility.

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